📋 Budget Calculator

Create detailed budgets, track expenses, and achieve your savings goals

Total Income

$5,000

Actual Expenses

$2,910

Net Income

$2,090

Budget Variance

$10 Under

Monthly Income

Primary Salary(salary)
$5,000

Add Income Source

Monthly Expenses

Rent/Mortgage
Budgeted: $1,500
Actual:
$0 vs budget
Groceries
Budgeted: $400
Actual:
+$50 vs budget
Transportation
Budgeted: $300
Actual:
-$20 vs budget
Utilities
Budgeted: $200
Actual:
-$20 vs budget
Emergency Fund
Budgeted: $500
Actual:
$0 vs budget

Add Expense

Expense Categories

Budget vs Actual

Savings Goals

Emergency Fund

$3,000$10,000
30.0% Complete
Remaining:$7,000
Monthly Contribution:$500
Required Monthly:$7,000

Add Savings Goal

💰 Features & Budgeting Tips

50/30/20 Framework: Automatically allocate income using the proven 50/30/20 rule—50% needs, 30% wants, 20% savings—for balanced financial health.

Category Tracking: Monitor spending across multiple categories including housing, utilities, food, transportation, and entertainment for complete visibility.

Visual Progress: Interactive charts and progress bars show at a glance where you stand with each budget category and overall financial goals.

Emergency Fund Planning: Build financial security by calculating and tracking progress toward 3-6 months of expenses in emergency savings.

Monthly Adjustments: Review and adjust budgets monthly based on actual spending patterns to create realistic, sustainable financial plans.

Goal Prioritization: Set and track multiple financial goals simultaneously, from debt payoff to savings targets and investment milestones.