💰 Loan & ROI Calculator
Estimate monthly loan payments and analyze your return on investment with our comprehensive financial calculator.
Calculator Settings
Loan Results (Amortized)
Simple ROI Estimate
Basic return calculation for quick estimates
Amortization Schedule
| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| 1 | $299.71 | $41.67 | $258.04 | $9,741.96 |
| 2 | $299.71 | $40.59 | $259.12 | $9,482.84 |
| 3 | $299.71 | $39.51 | $260.2 | $9,222.64 |
| 4 | $299.71 | $38.43 | $261.28 | $8,961.36 |
| 5 | $299.71 | $37.34 | $262.37 | $8,698.99 |
| 6 | $299.71 | $36.25 | $263.46 | $8,435.53 |
| 7 | $299.71 | $35.15 | $264.56 | $8,170.97 |
| 8 | $299.71 | $34.05 | $265.66 | $7,905.3 |
| 9 | $299.71 | $32.94 | $266.77 | $7,638.53 |
| 10 | $299.71 | $31.83 | $267.88 | $7,370.65 |
| 11 | $299.71 | $30.71 | $269 | $7,101.65 |
| 12 | $299.71 | $29.59 | $270.12 | $6,831.54 |
Showing the first 12 months for readability. Download the full data using the button below.
💡 Features & Financial Tips
Dual Calculator Modes: Switch between simple and compound interest calculations to see how different growth strategies affect your investments over time.
Loan Amortization: Get detailed monthly breakdowns showing exactly how much of each payment goes toward principal vs. interest, helping you understand the true cost of borrowing.
Visual Analysis: Interactive charts compare compound vs. linear growth, making it easy to see the power of compound interest and time value of money.
ROI Calculations: Calculate return on investment for any scenario—whether you're evaluating a business opportunity, investment, or comparing financing options.
Monthly Contributions: Factor in recurring deposits or payments to see how consistent contributions accelerate wealth building or debt payoff.
Complete Transparency: View total interest paid, payment schedules, and final balances—all the information you need to make informed financial decisions.