🏠 Mortgage Calculator
Calculate mortgage payments, compare loans, and plan your home purchase
Mortgage Details
Payment Breakdown
Monthly Payment Breakdown
Principal vs Interest (First 10 Years)
Amortization Schedule (First 12 Payments)
| Payment # | Principal | Interest | Balance | Total Interest |
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🏠 Features & Homebuying Tips
Complete Payment Breakdown: See exactly how much goes toward principal, interest, taxes, and insurance (PITI) in each monthly payment.
Amortization Schedule: View detailed year-by-year breakdown showing how your loan balance decreases and equity builds over the life of your mortgage.
Refinancing Analysis: Compare current mortgage terms with refinancing options to determine potential savings on interest and monthly payments.
Down Payment Impact: Understand how different down payment amounts affect monthly payments, PMI requirements, and total interest paid.
Total Cost of Ownership: Calculate the true cost including principal, interest, property taxes, insurance, and HOA fees for accurate budget planning.
Term Comparison: Compare 15-year vs. 30-year mortgages to balance monthly affordability with long-term interest savings and equity building.